In today’s competitive asset-based loan environment, lenders need every edge to “close the deal” and isolate and minimize risk. ARG Appraisal Group provides lenders the accurate and timely information needed to evaluate risk when considering asset-based loans. As an industry leader in innovations that provide unsurpassed methodologies and data analysis, ARG never sacrifices the human touch that insures results are weighted with the knowledge of skilled and experienced professionals.
When needed, ARG can expand its own considerable, internal resources to a wide circle of additional contacts, business professionals, and leading industry and academic authorities to insure that the most accurate results are provided.
In many industries, a lot can change between appraisals, leaving the lender with an outstanding loan collateralized by diminished asset values. Since financing inventory presents numerous risks, many of which are not apparent, ARG’s Benchmarking Risk®; is designed to give lenders a series of 60-second, “at-a-glance” risk assessments. An example of ARG’s continuing policy to develop products that help lenders establish and monitor risk, Benchmarking Risk®; provides a series of reference points to give enough advance warning that corrective actions may be possible.
- Every ARG Appraisal for Net Orderly Asset Recovery Value is performed by seasoned asset-recovery professionals who maintain current knowledge of the asset recovery business.
- Additional critical information is an integral part of an ARG Appraisal report. This type of information includes itemization of slow moving or obsolete inventory, trends of sales and margins, and analysis of merchandise adequacy as to proper amounts/ correct categories.
- An ARG Appraisal defines what changes in inventory will affect the recoveries and quantifies the result. This enables the lender and the client company to adjust for change and risk.
ARG Appraisal Group also evaluates the net realizable value of a company’s accounts receivable for companies and lenders. These include gross collections over the expected life span of the receivables, less the cost associated with collecting the receivables.